The MPF adopts With the Government playing the role of facilitator and regulator. We therefore make four

recommendations to the Government. First, the Government could revise the default investment

strategy to further ruce the fee rates, while the MPFA could also invite new service providers with

lower fees to enter the market. Secondly, the Government should actively monitor asset allocation and

help market participants understand the complex saint vincent and the grenadines email list 100000 contact leads investment product space of the MPF by taking

regulatory measures, promoting financial ucation and screening MPF information. Third, the government can expand the product space of the MPF and introduce more diversifi investment options. Finally, the MPFA should increase data transparency and make good use of its data resources for analysis.

Analysis of Hong Kong’s housing crisis: evolution and solutions

Since 2010, Hong Kong has been rank as the world’s most unaffordable housing market for 14

consecutive years. The study measures the distributional effects of the housing crisis by breaking

down population, house price and housing construction data. The research document that large public

housing estates shield a large number of local as omnichannel gradually households from the sharp rise in private housing costs.

However, as private housing costs rose and public housing mismatch problems became more frequent,

the population of private tenants increas significantly.

Prices and rents of smaller private flats have increas disproportionately

Causing prices of such flats to soar, with young tenants bearing a disproportionate burden and

gradually lacking the ability to move up the Hong Kong housing ladder.
The continu lack of affordable housing is hindering Hong Kong from attracting foreign talent and

investment, which is extremely detrimental to calling list the local economy. To secure Hong Kong’s economic

future, the government must deepen housing and development reforms. Hong Kong should reposition its housing policy towards progressive urban development, while shifting its focus from building lowquality rental public housing to building highquality home ownership. In addition, the authorities should reform the existing public housing system, including linking public housing rents to residents’ income and relaxing restrictions on the rental and resale of public housing by the Housing Authority The MPF adopts.